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Is an expression of interest on Dubai property refundable? A pre-payment checklist for buyers in Canada

Expression of interest on Dubai property: refundable for buyers in Canada? What an EOI is, who holds the money, Dubai vs Abu Dhabi, and checks to run now.

By HomeProof Research TeamUpdated 5 min readDubai law · every fact with a source

Short answer

  • Is an expression of interest on Dubai property refundable for buyers in Canada? Only as far as the developer's written terms say; official Dubai EOI rules were not found.
  • The EOI is a pre-contract payment that holds your place in the queue for an off-plan launch.
  • Abu Dhabi changed course in February 2026: EOIs there are logged on ADREC's Madhmoun platform and the cash sits in supervised escrow.
  • Dubai exhibitions may take preliminary reservations only, never sales, under DLD ad-permit rules.
  • In British Columbia, BCFSA applies REDMA to development properties marketed in the province, wherever they are built.

Expression of interest on Dubai property: refundable for buyers in Canada?

Refundability depends entirely on the paper you sign, since no Dubai regulator has published EOI rules. Before paying, hold written refund terms and the name of whoever keeps the money.

A listings portal (dubizzle, 2026) calls EOIs "usually refundable or partially refundable" and "usually placed in escrow". Treat both as market colour; neither is confirmed officially for Dubai.

Five moments to watch around a launch

You see the ad
Scan its Madmoun QR codemandatory since 24 April 2023
You pay the EOI
Keep the developer's refund wording
Allocation day
A unit is offered, or your EOI terms decide what happens to the money
You sign the SPA
Instalments now belong in the project escrow accountLaw No. 8 of 2007
Up to 90 days later
The developer registers your SPA with the DLDinitial sale service

What is EOI in Dubai? Canadian buyers' plain definition

Think of an EOI as a queue ticket: money that secures priority at an off-plan launch before any unit, contract or DLD registration exists. It is not yet a purchase.

Official guidance only goes so far. The DLD says money from buyers of off-plan units goes into escrow, but whether a payment made before any sale qualifies has not been confirmed.

Two emirates, two approaches
QuestionDubaiAbu Dhabi
Is there an EOI rule?Not that we could verifyYes: Madhmoun registration, announced Feb 2026
Who holds the cash?Whoever the developer namesA preparatory escrow account overseen by ADREC
How do refunds work?Per the EOI paperworkDigital refund mechanisms; details not yet published

Rules differ by emirate. Everything below is about Dubai unless it says otherwise.

EOI payment for an off-plan launch from Canada: the checklist

An EOI payment for an off-plan launch from Canada should follow four checks: advert, project, payee and paperwork. Each leaves a record you can use later.

Phase 1: the advert and the project

Phase 2: the payee and the paperwork

Which checks can buyers in Canada run at home?

Canadian authorities do not vet Dubai projects, yet several rules govern how those projects are pitched in Canada. They help most before money moves.

Phase 3: the transfer itself

Waiting on money already paid? See how to get an EOI refund. After allocation, read about booking deposit refunds and verifying the escrow account. For the wider view, use the global EOI explainer and the hub for Canadian buyers, and run a project check before the next launch.

What does EOI mean in Dubai property?
In Dubai property, EOI stands for expression of interest: a payment made before unit allocation or any sale and purchase agreement, to secure priority at an off-plan launch. The developer sets the terms, including any refund. Ask for those terms in writing and confirm which account holds the money before you transfer anything.
Will my Dubai EOI be held in escrow?
Official Dubai sources do not confirm that an EOI must sit in escrow. The DLD says money from buyers of off-plan units goes to the project escrow account, but a pre-contract EOI may fall outside that. Abu Dhabi now requires supervised escrow for EOIs, so the answer differs by emirate. Ask the developer directly.
What changed for EOIs in Abu Dhabi in 2026?
In February 2026, ADREC announced that developers of new off-plan projects in Abu Dhabi must record investor EOIs on its Madhmoun platform. The money goes to a government-managed preparatory escrow account supervised by ADREC, with digital refund mechanisms. Amounts and an effective date were not announced, so check the current position before paying.
Can a BC regulator act on a Dubai launch marketed in Vancouver?
BCFSA states that the Real Estate Development Marketing Act applies to marketing of development properties anywhere in the world, and deposits from purchasers in British Columbia must be held in trust in the province. It cannot enforce an individual buyer's rights, but it can investigate a complaint and act against the developer.

Sources

  1. Real estate ad permit service (Dubai Land Department)
  2. Madmoun QR codes for real estate ads (Dubai Land Department)
  3. Abu Dhabi now requires digital registration for off-plan property interest (Gulf News)
  4. Real Estate Development Marketing (BC Financial Services Authority)
  5. Top investment scams in Canada (Ontario Securities Commission)
HomeProof Research TeamFacts from Dubai law and official registries. HomeProof sells no property and takes no commission. About HomeProof

This guide is general information, not legal advice. Laws and procedures change; check the official source before acting. Published 12 October 2026, last updated 12 October 2026.

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