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Deposits & cash · Checklist & timeline · For buyers in Canada

Getting an EOI refund in Dubai: a checklist and timeline for Canada investors

EOI refund in Dubai for Canada investors: what governs the money, what to request in writing, how to document it, and the BC and CAFC routes open to you.

By HomeProof Research TeamUpdated 5 min readDubai law · every fact with a source

Short answer

  • An EOI refund in Dubai, for Canada investors, depends on the developer's own written terms: no official DLD or RERA rule on EOIs was found.
  • An EOI (expression of interest) is a payment made before the SPA to register interest in a launch; whether it counts as an off-plan payment that must go to escrow is not confirmed for Dubai.
  • Abu Dhabi is different: under rules ADREC announced in February 2026, developers must register EOIs on ADREC's Madhmoun platform, with funds in a supervised escrow account.
  • If the project was marketed to you in British Columbia, BCFSA says REDMA covers development properties located anywhere in the world.
  • Suspected fraud goes to the Canadian Anti-Fraud Centre and local police.

EOI refund, Dubai: Canada investors, what decides it?

With no published Dubai rule on EOIs, the developer's own terms at the time of payment decide whether money comes back. Your receipt, the EOI form and emails are what you will rely on. An EOI also precedes the SPA (sale and purchase agreement) and Oqood, the DLD's interim register, so standard off-plan safeguards may not reach it yet.

Where an EOI sits in the buying process

Launch or roadshow
You pay an EOI to join a priority listterms set by the developer
Unit allocation
You are offered a unit, or not
Booking
The EOI may be converted into a booking deposit
SPA signed
Off-plan payments go to the project escrow accountLaw No. 8 of 2007
Within 90 days of signing
The SPA is registered in the interim registerDLD initial sale service

Expression of interest refund: Dubai buyers in Canada should collect this first

Assemble proof of what was promised before asking for the money back.

Phase 1: gather the evidence

…refused to return the deposit on the grounds that the deposit is not refundable…
a would-be buyer writing to Gulf News' Ask the Law · Gulf News, Dec 2023

A portal (dubizzle, 2026) says EOIs are usually refundable or partly refundable depending on the developer's terms. That is a description of common practice, not a Dubai rule, so treat your own paperwork as the deciding document.

EOI not refunded? Developer, Canadian buyers: the escalation checklist

Send one clear written demand, then work out whether you face a contract dispute or possible fraud, because each leads somewhere different.

Phase 2: ask in writing

Contract dispute or possible fraud?
SignLikely trackWhere it goes
Refund clause exists but is delayedContract disputeWritten demand, then DLD settlement or a Dubai lawyer
Terms say non-refundableContract termsLegal advice on whether the term can be challenged
Recipient was not the developerPossible fraudCAFC, local police and your bank
No project appears in any registryPossible fraudCAFC and the DLD

Which Canadian routes exist for an EOI paid from Canada?

Canada offers reporting routes and, in BC, a regulator covering foreign developments, but no scheme that refunds a transfer you authorized.

Phase 3: keep the timeline tight

Not paid yet? Read what an EOI is and who holds the money. See also booking deposit refunds, where a Dubai developer dispute goes, the global EOI refund guide and the Canadian buyers' hub. You can also check a project's registry facts before deciding.

Is an EOI refundable in Dubai?
Whether a Dubai EOI is refundable depends on the developer's written terms. No official DLD or RERA rule on EOI refunds was found. A property portal says EOIs are usually refundable or partly refundable, but that describes practice, not law. Read the refund clause on your EOI form and keep proof of what you were told.
Does EOI money go into escrow in Dubai?
That is not confirmed for Dubai. The escrow law covers payments by buyers of off-plan units, and the DLD says all amounts from off-plan buyers go to escrow, but whether a pre-SPA EOI counts is not settled in official sources. In Abu Dhabi, EOI funds must go into an ADREC-supervised escrow account.
Can BCFSA help if I paid an EOI in British Columbia?
BCFSA says the Real Estate Development Marketing Act covers marketing of development properties anywhere in the world, and deposits from BC purchasers must be held in trust in BC. BCFSA cannot enforce an individual purchaser's rights, but it can investigate complaints and take action against a developer that marketed in BC.
Should I report an unrefunded EOI to the Canadian Anti-Fraud Centre?
Report to the Canadian Anti-Fraud Centre if you suspect deception, for example if the money went to someone other than the developer or the project cannot be found. A late refund under real terms is usually a contract matter. The CAFC accepts reports online or by phone, and also advises contacting local police.

Sources

  1. Real estate ad permit service (Dubai Land Department)
  2. DLD frequently asked questions
  3. Real Estate Development Marketing (BC Financial Services Authority)
  4. Canadian Anti-Fraud Centre: report fraud
  5. National Anti-Fraud Strategy discussion paper (Department of Finance Canada)
HomeProof Research TeamFacts from Dubai law and official registries. HomeProof sells no property and takes no commission. About HomeProof

This guide is general information, not legal advice. Laws and procedures change; check the official source before acting. Published 12 October 2026, last updated 12 October 2026.

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